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Even worse, interest charges add to vacation costs.So, by definition, you’re paying more for your trip than it’s worth.

If you have to take out a personal loan or use a credit card to pay for vacation costs, that’s a red flag that you’re buying something you can’t afford.But those benefits aren’t limited to personal loans.You’ll also get them — plus a few more — when you refinance student debt to replace it with a new student loan. 2014)When monthly bills get out of hand, debtors frequently look to debt consolidation.This not only simplifies the payments, but can also provide real debt relief by reducing those payments as well.

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